JKB Financial Services Ltd.

As on : 03-Jan-2026

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03-Jan-2026 11:51

PNB records 8% YoY growth in domestic deposits in Q3

The bank's domestic advances stood at Rs 11,67,801 crore on 31 December 2025, up 10.15% YoY and up 4.47% QoQ.

The bank's global advances increased 10.98% YoY to Rs 12,32,245 crore as of 31 December 2025 from Rs 11,10,292 crore a year earlier and rose 5.36% QoQ from Rs 11,69,592 crore as of 30 September 2025.

As of 31 December 2025, the bank's global deposits stood at Rs 16,60,385 crore, registering a growth of 8.54% YoY and 2.68% QoQ.

The bank's global business stood at Rs 28,92,630 crore as of 31 December 2025, recording a growth of 9.57% YoY and 3.80% QoQ.

The global credit-deposit ratio advanced to 74.21% as of 31 December 2025, compared with 72.58% recorded a year earlier on 31 December 2024.

Punjab National Bank is engaged in treasury operations, corporate/wholesale banking, retail banking, digital banking, and others. As of 30th September 2025, the bank has 10,228 domestic branches and 2 international branches. Out of the total number of branches, the bank has 63.3% of branches in rural & semi-urban areas.

The bank's standalone net profit climbed 13.95% to Rs 4,903.73 crore on a 5.13% jump in total income to Rs 36,213.62 crore in Q2 FY26 over Q2 FY25.

Shares of Punjab National Bank rallied 1.17% to close at Rs 125.40 on the BSE on 2 January 2026.

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